If you have a job and a steady income with past credit problems or if you're just starting out --- don't worry, our program will put you in a home today no matter what your credit situation is. What we do is work with you (the homeowner), a credit repair specialist, and a mortgage broker to ensure that your qualification is a very smooth and speedy process. Until your credit is repaired and you qualify for the home, you receive the benefit of living in the home as the owner before the transaction is finished.